Privacy Notice

Version 2026-11. Items highlighted like [this] must be filled in before launch.

1. Who is responsible for your data

Simple Own Business Growth Ltd., [REGISTERED ADDRESS] (“we”), runs the Motorcycle Savings Project and decides how your personal data is used. Contact for privacy questions: [PRIVACY CONTACT EMAIL]. Data Protection Officer (if appointed): [NAME AND CONTACT].

2. What we collect and why

Account details: your name, email address, phone number and a password (stored only in scrambled form). We use these to create and secure your account and to contact you about it.
Savings records: the motorcycle accounts you open, your chosen plans, balances, payment history and, where applicable, the motorcycle assigned to you. We use these to run the savings project and meet our obligations to you.
Payment information: when you pay, Paystack processes your card or bank details. We receive only confirmation, the amount and a payment reference. We do not store card numbers.
Security information: your network address and browser type when you sign in or act on your account, and a record of the Terms and this notice you agreed to. We use these to protect accounts and prevent fraud.
Staff activity: actions taken by our staff on your account are logged for accountability.

3. Our legal basis

We process your data to carry out our agreement with you (running your savings account), to comply with legal obligations, for our legitimate interests in preventing fraud and keeping the service secure, and, where needed, with your consent. [CONFIRM WITH YOUR LAWYER / DATA PROTECTION ADVISER]

4. Who we share it with

Paystack (payments).
Cloudflare (website hosting, database and bot protection).
An email service provider to send password-reset emails: [PROVIDER NAME].
Our authorised staff, only as needed for their role, and authorities where the law requires.

We do not sell your data and we do not use it for advertising.

5. Data stored outside Nigeria

Some of these providers process data on servers outside Nigeria. We choose providers that protect data appropriately. [DESCRIBE SAFEGUARDS USED FOR CROSS-BORDER TRANSFERS]

6. How long we keep it

[RETENTION PERIODS — FOR EXAMPLE FOR THE LIFE OF THE ACCOUNT PLUS X YEARS FOR FINANCIAL RECORDS]

7. Your rights

You may ask to see the personal data we hold about you, correct it, ask us to delete it where the law allows, object to certain uses, and withdraw consent where we rely on it. Contact us at the address above. You may also complain to the Nigeria Data Protection Commission (NDPC).

8. Cookies

We use one essential cookie that keeps you signed in. It is needed for the service to work. We do not use advertising or analytics cookies. Our bot check (Cloudflare Turnstile) may run in your browser when you sign up or sign in.

9. Security

Passwords are stored in scrambled form, sign-in is protected against repeated guessing, staff access requires a second factor, and payments are confirmed directly with Paystack. No system is perfectly secure; if a breach affects you we will tell you as the law requires.

10. Changes

We will update this notice when our practices change and tell you about important changes.